Post Office Savings Scheme 2025: Post Office scheme is giving interest of Rs 2,24,974 on investment of Rs 5 lakh, people are investing heavily

Breaking News, Digital Desk- ( Post Office Savings Scheme) The post office has left banks behind by offering higher interest rates on savings accounts. 

While all banks have cut their FD interest rates after the RBI reduced the repo rate, the post office has not made any change in the interest rates of its various schemes. This is an attractive option for investors.

Here we will tell you about a scheme of the post office in which if you deposit Rs 5 lakh, you will get a direct return of Rs 2.25 lakh on maturity. The special thing is that you will get this return with guarantee and there will be no ifs and buts in it.

How much interest is being received in the post office right now-

Post office also offers time deposit (TD) account like banks, which gives fixed maturity amount similar to FD with guaranteed returns. Currently, post office is offering 6.9% to 7.5% interest on time deposits. 1 year TD gives 6.90% interest, 2 year gives 7.0%, 3 year gives 7.1% and 5 year TD gives 7.5% interest.

How many years will it take to get a return of ₹ 2.25 lakh-

In post office savings schemes, 7.5 percent interest is being given on 5-year TD. If you deposit Rs 5 lakh in the 5-year TD scheme in the post office, then on maturity you will get a total of Rs 7,24,974 with guarantee. 

This amount also includes a fixed return of Rs 2,24,974. All customers get the same return in the post office. Whereas in banks, senior citizens get more returns than ordinary citizens. Let us tell you that the post office works under the control of the central government. Therefore, your money is completely safe in it.